Public Mutual : How to Invest?

How to Invest with EPF Members Investment Scheme ??

• The amount that can be invested is 20% of the savings in excess of the Basic Savings amount in Account 1
• Minimum investment is RM1,000
• Investments can be made once every three months
• Service Charge per unit - up to 3% of net asset value per unit

Example:

Ahmad is 33 years old. From his EPF latest statement, the amount in his Account 1 is RM70,000. According to the above Basic Savings table, his basic savings required in Account 1 is RM24,000. This means he is qualified to withdraw the minimum RM1,000 and maximum RM9,200 from his EPF savings to be invested in unit trusts.

Calculation:


= (RM70,000 - RM24,000) x 20%
= RM9,200


Find Out If You Qualify

• Check your account balance at any EPF Smart Kiosk* nationwide by using your Mykad or;
• Refer to your latest EPF statement or;
• Log on to www.kwsp.gov.my if you are an i-Akaun registered user

* Please refer to www.kwsp.gov.my for detailed information related to Smart Kiosk locations and operating hours.


  hiemash

Public Mutual : Apakah Skim Pelaburan Ahli EPF dan Manfaatnya?

Apakah Skim Pelaburan Ahli KWSP?


Skim ini membenarkan ahli-ahli KWSP untuk melabur 20% daripada baki yang melebihi Simpanan Asas yang diperlukan dalam Akaun 1 melalui syarikat pengurusan unit amanah yang diluluskan oleh Kementerian Kewangan.


Manfaat / Kelebihan melabur melalui Skim Pelaburan Ahli KWSP:


Tidak Memerlukan Pelaburan Tunai
Pelaburan diurusniaga terus daripada Akaun 1 KWSP anda.


Kepelbagaian
Peluang untuk mempelbagaikan wang persaraan anda dengan dana-dana yang diluluskan oleh KWSP.


Pendedahan Pelaburan Luar Negara
Melabur ke luar negara dengan dana domestik yang boleh melabur sehingga 30% daripada nilai aset bersih dana dalam pasaran-pasaran luar negara.


Pertumbuhan Nilai Modal
Peluang untuk menikmati pertumbuhan modal sebagai sebahagian daripada pulangan pelaburan untuk meningkatkan jumlah wang simpanan KWSP anda.  






  hiemash

Public Mutual : What is EPF Members Investment Scheme and Its Benefits?

What is EPF Members Investment Scheme?

It is the scheme that allows EPF members to invest 20% of the amount in excess of the required Basic Savings in Account 1 through appointed unit trust management company by the Ministry of Finance.

The Benefits of investing through EPF Members Investment Scheme:

No Cash Investment Required

Investment is transacted directly from your EPF Account 1.

Diversification

Opportunity to diversify your retirement funds with EPF approved funds.

Overseas Investment Exposure

Diversify abroad with domestic funds that can invest up to 30% of its fund's net asset value in foreign markets.

Capital Appreciation

Opportunity to reap capital growth as part of the return on your investment to boost the total value of your EPF savings.

  hiemash

Public Mutual : Maksimumkan Simpanan KWSP Anda

Maksimumkan Simpanan KWSP Anda

Inflasi berganda boleh memberi beberapa implikasi terhadap gaya hidup jika dibiarkan. Justeru itu, ia adalah penting bagi anda melabur dana persaraan anda untuk menghasilkan kadar pulangan yang lebih tinggi daripada kadar inflasi untuk mengelakkan pengurangan yang ketara dalam kuasa pembelian anda pada masa hadapan.

Sila baca untuk mendapatkan maklumat lanjut bagaimana anda boleh memaksimumkan dana persaraan anda dengan Skim Pelaburan Ahli KWSP.

  hiemash

Public Mutual : Optimise your EPF savings

Optimise your EPF savings

Do you know that we can do more with our EPF?

Are you aware that we can invest our EPF through 

EPF Members Investment Scheme?

Compounding inflation can have a severe impact on your standard of living if left unchecked. Hence, it is important that you invest your retirement funds to generate higher returns than the inflation rate to avoid a significant decrease in your future purchasing power. 

Read on to find out more about how you can optimise your retirement funds with EPF Members Investment Scheme.

  hiemash